WithQFlex,youdecide

Save on your own terms with full control over your money. Add funds anytime, withdraw when you need to, and adjust your savings without restrictions — all while staying on track at your own pace.

Q-FLEX
No fixed schedule
Save whenever it works for you. There’s no set timing or pressure — you decide when and how often to contribute.
Withdraw anytime
Access your money whenever you need it, without penalties or restrictions getting in your way.
Save at your own pace
Start small or go bigger as you like. Your savings grow based on what works for your lifestyle.
Save with freedom and flexibility
Start saving
See how your savings grow
See how your savings returns add up over time after withholding tax.
In
For
Total returns
₦121,600.00
Based on Q-Lock at 24% p.a., after 10% withholding tax on interest.
Your investment
₦100,000.00
Gross interest
₦24,000.00
Withholding tax (10%)
₦2,400.00
Net interest
₦21,600.00